# Terms of Service for the WealthAge Personal Finance App | WealthAge

The terms that govern the WealthAge personal finance app in 17 plain sections: billing and cancellation, your data and export, and what the score is not.

Terms · the WealthAge personal finance app · last updated 2026-08-09

# Terms of service

These terms govern WealthAge: the websites at wealthagescore.com and
app.wealthagescore.com and every product surface they serve.

## You are agreeing to a personal finance app, not an advisor.

The short version, in plain words: the WealthAge Resilience Score is informational and
yours, not advice. You pay us; we never sell your financial data. You can export your
data any day, including the day you decide to leave. Cancelling stops the next renewal.
The full terms below are the binding version.

The plain-language privacy posture is at /privacy .

## 1. Acceptance of these terms

By accessing or using WealthAge you agree to these terms. If you do not agree to them,
do not use the service. If you create an account, you confirm that you are at least 18
years old, or the age of majority where you live, and able to form a binding contract.

## 2. What WealthAge is

WealthAge is a personal finance app. It brings your accounts, transactions, spending,
cash flow, net worth and recurring charges into one place, and computes the WealthAge
Resilience Score™, a personal 0–1000 measure of how prepared your current
financial picture is for a financial shock. The score, and everything else the service
shows you, is informational. It describes your financial position; it does not
prescribe what to do about it.

## 3. Not financial advice

WealthAge is not a financial advisor, financial planner, broker-dealer, registered
investment adviser, credit counselor, or tax or legal professional, and nothing in the
service is a substitute for one. Nothing WealthAge shows you, including the score, its
reason codes, and any figure, chart, or explanation, constitutes financial, investment,
legal, accounting, or tax advice. The WealthAge Resilience Score is informational and
yours: not a credit score, consumer report, lending or eligibility input, investment
recommendation, or guarantee. Before making significant financial decisions, consult a
qualified professional who can consider your full circumstances.

## 4. Your account and responsibilities

You are responsible for the accuracy of the information you provide, for keeping your
sign-in method secure, and for activity that happens under your account. Provide only
information about your own finances, or finances you are authorized to share. If you
connect financial accounts, you authorize WealthAge and its regulated aggregation
providers to retrieve your account data on your behalf, read-only. WealthAge does not
control and cannot guarantee the accuracy or availability of data supplied by third
parties, including banks and aggregators; if synced data looks wrong, check it against
the institution's own records before acting on it.

## 5. Subscriptions, billing, and cancellation

Paid plans renew automatically, monthly or annually, until you cancel. Current prices
are published on the pricing page and shown
before you pay. You can cancel from the app at any time. Cancelling stops the next
renewal; you keep access through the period you have already paid for. Refunds are
handled under the refund policy in effect at the time of your purchase, as published
on the pricing page, and as applicable law requires. If prices change, the new price
applies from your next renewal, with notice before you are charged.

## 6. Your data: ownership and export

Your financial data is yours. You can export it any day, including the day you decide
to leave. You grant WealthAge the license needed to operate the service for you: to
store, process, and display your data, and to compute your score from it. You pay us;
we never sell your financial data. WealthAge may use aggregated, de-identified data
that cannot identify you to build and improve the service.

## 7. Acceptable use

Do not use the service unlawfully; probe, disrupt, or overload it; attempt to access
another person's account or data; scrape or resell the service or the score; reverse
engineer the scoring machinery; misrepresent the score as a credit score or use it as a
lending or eligibility input; or upload anything malicious. WealthAge may suspend or
terminate accounts that violate this section.

## 8. Intellectual property

WealthAge owns the service: the software, the scoring engine, the WealthAge and
WealthAge Resilience Score names and marks, and all content the service generates other
than your data. These terms give you a personal, non-transferable right to use the
service, not any ownership in it. If you send feedback, WealthAge may use it without
obligation to you.

## 9. No warranty: the service is provided as is

To the fullest extent permitted by law, the service is provided as is and as available,
with all faults and without warranties of any kind, express or implied, including
merchantability, fitness for a particular purpose, non-infringement, and accuracy.
WealthAge does not warrant that the service will be uninterrupted, error-free, or
secure, or that synced data from third parties will be accurate, complete, or timely.
Where the law does not allow these exclusions, they apply to the extent it does.

## 10. Limitation of liability

To the fullest extent permitted by law: WealthAge is not liable for indirect,
incidental, special, consequential, exemplary, or punitive damages, or for lost
profits, lost data, or the results of financial decisions you make; and WealthAge's
total aggregate liability for all claims relating to the service is capped at the
greater of the fees you paid WealthAge in the twelve months before the claim or $100.
Some jurisdictions do not allow certain limitations, so parts of this section may not
apply to you.

## 11. Indemnification

You agree to indemnify and hold WealthAge harmless from claims, damages, and expenses,
including reasonable legal fees, arising from your violation of these terms, your
misuse of the service, or your violation of any law or third-party right.

## 12. Termination

You can stop using WealthAge and close your account at any time; export your data
first, any day you choose. WealthAge may suspend or terminate access, with notice where
practicable, for violation of these terms, to comply with law, or to protect the
service and its users. Sections that by their nature survive termination, including
sections 8 through 14, survive it.

## 13. Dispute resolution and class-action waiver

Most concerns can be settled directly: write to support@wealthagescore.com and
WealthAge will work with you in good faith for 30 days before either side escalates.
After that, you and WealthAge agree to resolve disputes arising from these terms or the
service through binding individual arbitration under the consumer rules of a national
arbitration provider, rather than in court, except that either side may bring an
individual claim in small claims court or seek injunctive relief for intellectual
property misuse. Claims proceed individually: neither side may participate in a class,
collective, or representative action. You may opt out of this arbitration section
entirely by emailing support@wealthagescore.com with the subject "Arbitration Opt-Out"
within 30 days of first accepting these terms, and opting out has no effect on the rest
of your rights under these terms.

## 14. Governing law

Governing law: [STATE] (counsel to confirm). These terms are governed by the law of
that state, without regard to its conflict-of-law rules, and any claim not subject to
arbitration will be brought in its courts.

## 15. Changes to these terms

WealthAge may update these terms as the service changes. When the changes are material,
notice appears on this page and, for account holders, by email before they take effect.
Changes are not retroactive. If you keep using the service after a change takes effect,
you accept the updated terms; if you do not agree, stop using the service and export
your data.

## 16. Severability and entire agreement

If any provision of these terms is found unenforceable, it will be limited to the
minimum extent necessary and the rest remains in force. These terms, together with the
privacy policy, are the entire agreement between you and WealthAge about the service.
Failure to enforce a provision is not a waiver of it.

## 17. Contact

Questions about these terms: support@wealthagescore.com.

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Canonical: https://wealthagescore.com/terms/