# What's Your WealthAge? The Resilience Score Explained | WealthAge

The WealthAge Resilience Score is a 0 to 1000 measure of how long you'd last if income stopped, validated on 24,162 U.S. households.

Product · The score

# The WealthAge Resilience Score

A 0 to 1000 measure of how prepared your finances are for a shock, simulated against what you
could actually access, what keeps draining, and what income would replace.

Product Tracking Net worth Subscriptions Plan The score

WealthAge Resilience Score

Score 687 of 1000

Runway 5.2 months

illustrative example, not a real user · validated on U.S. Census Bureau survey data

## What the score actually weighs.

The WealthAge Resilience Score simulates a shock against your real money: what you could actually access, what keeps draining regardless, and what income would replace what stopped. Six determinants feed the simulation, in order from heaviest: liquid runway, income adequacy, committed costs, debt service, income replacement (including AI-occupation exposure), and protective context, which weighs lightest. It is validated on the U.S. Census Bureau's Survey of Income and Program Participation across 24,162 households. Given two households, one of which hits hardship, the months-of-expenses rule picks the right one 64% of the time; the simulation picks it 72% of the time.

We publish the method. We don't publish the exact weights and thresholds, the same boundary every serious score keeps.

The score · FAQ

## Is the WealthAge Resilience Score the same as a credit score?

No. It works like a credit score in one sense, a single number you own and watch. What it measures is different: how long you would stand if income stopped. It is not a credit score, consumer report, lending input, or guarantee, and it does not feed lending decisions.

## How often does my score update?

It recomputes from your latest successfully synced or uploaded data, and every score surface carries its as-of time. Structural facts like occupation, insurance, and dependents change on life events, not daily.

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Canonical: https://wealthagescore.com/wealthage-resilience-score/
