Compare · checked 2026-08-03
WealthAge vs Copilot Money
Copilot is the most polished Apple-native experience in the category. If you live entirely in the Apple ecosystem and want beautiful spending organization, it is a genuinely good choice.
Copilot organizes what already happened. WealthAge also answers the forward question: how long you would last if income stopped, with a published, validated method behind the answer.
Price at a glance
checked 2026-08-03
The honest tradeoff
Copilot is $95 a year; the exact WealthAge price publishes the day checkout can honor it. Copilot also has a live App Store presence today, plus the demo mode described above, while WealthAge is web first with apps still to come. What the extra price buys is the resilience number itself, a shock simulation validated on U.S. Census Bureau survey data, free to run before you ever connect a bank. If Apple-native polish matters more to you right now than a survival score, Copilot is the better buy today.
Side by side
| Copilot Money | WealthAge | |
|---|---|---|
| Price | $95/yr | one plan; the price publishes the day checkout can honor it |
| Free stress test, no bank login, no card | not offered | yes; a free account at the end saves your score |
| Survival number | no | the WealthAge Resilience Score, 0 to 1000 |
| Published validation | no | U.S. Census Bureau survey data, 24,162 households |
| Platforms | iPhone, iPad, Mac, web | web today; apps planned |
| Trial | about a month free, with a demo mode before connecting accounts | the free score and demo are the trial |
| Data selling | not published | never |
| What you keep if you leave | not published | full export, one click, any day |
| Cancellation | not published | from settings, no retention offer |
Competitor figures are their listed rates and pages as checked on 2026-08-03 and may change. Tell us if one is stale and we will fix it.
Why is WealthAge paid rather than free?
Copilot's $95 a year sits close to what it actually costs to run a money app well, roughly the same floor Monarch and YNAB price near. The free, ad-funded apps that came before this generation did not survive that math: without a subscription there was no revenue to keep sync accurate, and eventually they decayed or shut down. WealthAge is paid for the same reason, and the subscription funds a validated resilience score with its method published, not held back for a higher tier. The exact price publishes the day checkout can honor it.