Free tools
Free calculators, and what they can and cannot see.
Each one gives a complete answer, given away because the answer matters more than the account. They are resources, not the product.
Resilience score estimator Six questions, and an estimate of how prepared your finances are for a shock. An estimate from what you enter, not the score computed from a complete picture. Estimate my score → Savings runway calculator How long your savings would last if income stopped, in months. Calculate my runway → Average net worth by age The Federal Reserve's median and mean net worth by age, plus your own net worth and runway, now broken out by decade with a full percentile ladder for each. Calculate my net worth → Am I wealthy for my age? Your real net worth percentile for your age, placed beside three sourced answers to what "wealthy" means. See my percentile → Can I retire at this age with this much? A verdict, banded across three real-return scenarios to age 95, with Social Security's claiming age built into the math, now broken out by retirement age with a full banded verdict table for each. By age: 55 · 60 · 62 · 65 · 67 · 70. See my retirement verdict →
What the tools can't see
Every calculator here works from what you type in: one moment, one set of numbers, generic assumptions, no history. WealthAge computes the same answers from your actual accounts, obligations and cash flow, keeps them current as your life changes, and connects them to your resilience score rather than leaving them standalone.
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